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As reported by Lawyers Weekly, “Insurance industry executives across the country are making a concerted effort to raise coverage rates and boost profits, and they plan to use natural disasters and sue-happy lawyers as scapegoats, according to a Dec. 15 study. Americans for Insurance Reform, a coalition of nearly 100 consumer and public interest groups, concludes in its study, “Repeat Offenders: How the Insurance Industry Manufactures Crises and Harms America,” that insurers periodically cry wolf not only to fatten their wallets but also bolster calls for tort reform.”