People often ask me what they can do to lower their car insurance premiums. Insurance companies look at a number of different things in determining what to charge for car insurance. They also have to stay within the rules set by the N.C. Rate Bureau. Some of the factors they look at, you cannot change such as how long you have had a driver’s license or where you live. However, there are some things that make a big difference that you do have control over, such as reviewing the amount and types of coverage you have, asking for multi-car policy, equipping your car with anti-theft devices, and shopping around for the best price.
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